California Private Money May Be Extremely Competitive, But Knowing What Each Investor Will Fund Is A Different Story.
Far too often, we find loan officers over shopping their loans and they ruin any opportunity of the loan getting closed. When a loan is not presented properly for that particular investor, not only will it discourage the investor from reading through it, but it can minimize the borrower's opportunity at receiving a loan at all. If an investor realizes that a loan is being over submitted and the loan has yet to be funded, it will make him/her wonder why no other lender has funded it and they will pass.
Each lender has a particular niche and looks at particular information within a loan package so taking the time to understand them will prove to be extremely beneficial. As a california hard money lender, we take the time to know our competition in order to provide our borrowers with the most attractive rate on the market. We are not like many investors in that we will not fund the loan internally if we know of a competitor that will fund the loan cheaper. As a california bridge lender we believe that it is our fiduciary obligation to do all we can to make sure each loan is made at the most attractive rate for the client.
As a commercial bridge lender we go above and beyond for each borrower. If you are new to the private debt lending market or just do not have the lenders readily available to truly be sure you are receiving the best hard money rate, give us a call and we will aid you. Instead of spending a lot of time submitting a loan blindly, use us as your private debt one stop resource. We know almost every investor or private beneficiary throughout the United States that funds loans on a regular basis, so there is no need to search anywhere else.
We also personally provide residential hard money loans in first and second position throughout California and Florida.
Commercial private money loans we fund throughout most of the United States in desirable, suburban areas.
Hard money does not have to be hard in this market.
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